Avoiding Intergenerational Conflict: Intermediated Equity Release to Improve Housing Conditions for both the Young and Old People

We argue for the creation of an equity release programme with the intermediation of municipalities in order to reduce under-occupancy and increase housing density, thus augmenting supply for all home-seekers, young people included, while providing an answer to old-age poverty, limiting further land artificialisation and suburban sprawl and improving energy efficiency of the private housing stock.

Essais Habitat Énergie Environnement

An EU supported home equity scheme to accelerate energy renovation of the private housing stock

Though being an important source of GHG emissions, residential buildings are not being renovated at the pace required for the EU to reach climate neutrality by 2050. This paper argues for the creation, at the level of municipalities, of EU-supported home equity release schemes in order to accelerate renovation, densify housing areas and provide support to low-income, aged homeowners-occupants.

Analyses et études Union européenne Environnement Énergie